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12/13/2020

Housing Loan for Kyo-Machiya House "Nokosou Kyo-Machiya

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Housing Loan for Kyo-Machiya House "Nokosou Kyo-Machiya

京町家専用住宅ローン「のこそう京町家」
https://www.kyoto-shinkin.co.jp/catalog/s07-850.htm
Picture
The interest rate of the mortgage loan is 1.8% lower than the standard interest rate of the mortgage loan (variable or fixed) for "Nokosou Kyo-Machiya".
*京町家専用住宅ローン「のこそう京町家」については、住宅ローン標準金利(変動又は固定)より年率1.8%低いご融資利率となります。
The "ECO Preferential Service" cannot be used in conjunction with the "Nokosou Kyo-Machiya" mortgage.
​*京町家専用住宅ローン「のこそう京町家」と「ECO優遇サービス」の併用は出来ません。

Purpose for Loan Use

Funds for the purchase and renovation of a machiya (traditional Japanese townhouse) in which the applicant will live.
*In principle, the applicant is required to submit the "Kyomachiya Chart" issued by the Kyoto City Center for Landscape and Urban Development (If the applicant has not obtained the "Kyomachiya Chart", the applicant is required to submit the "Kyomachiya Profile").
*We will check the original copy of the "Kyomachiya Chart" and "Kyomachiya Profile" and ask you to submit a copy.
ご本人がお住まいになる「京町家」の購入資金および改修資金
※ 原則、「公益財団法人 京都市景観・まちづくりセンター」が発行する「京町家カルテ」のご提出が必要となります(「京町家カルテ」を取得されていない場合は、「京町家プロフィール」をご提出いただきます)。
​※ 「京町家カルテ」、「京町家プロフィール」は原本を確認させていただき、コピーをご提出いただきます。
Funds for the construction and purchase of a new "Heisei no Kyo-Machiya" (Kyoto machiya) to be lived in by the applicant.
*The original copy of the "Heisei no Kyo-Machiya Certification Notice" will be checked and a copy will be required. (The original copy of the "Heisei no Kyo-Machiya Certification Notice" will be checked and a copy will be submitted.)
ご本人がお住まいになる「平成の京町家」の新築資金および購入資金

※ 京都市が交付する「平成の京町家認定通知書」の提出が必要となります。
(「平成の京町家認定通知書」の原本を確認させていただき、コピーをご提出いただきます。)

Who Can Use This Loan? ご利用いただける方

-Those who live or work in the Bank's business area.
-Between the ages of 25 and 65 at the time of application, and under the age of 80 at the time of final repayment.
-Those who can expect stable income.
-Those who can receive a guarantee from a guarantee company designated by the Bank
-Those who can take out the group credit life insurance specified by the Bank.
-Those who meet the loan criteria specified by the Bank
当金庫の営業地域内に居住又は勤務されている方
申込時の年齢が満25歳以上満65歳未満の方で、最終ご返済時の年齢が満80歳未満の方
安定した収入の見込まれる方
当金庫の指定する保証会社の保証を受けられる方
当金庫の指定する団体信用生命保険に加入できる方
当金庫の定める融資基準を満たしておられる方
Loan Summary Description (PDF: 290KB) *in Japanese

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Real Estate agent in Kyoto, Buy and Sell, Leasing, Renovation and Construction, Management for Investment and Vacation Property, Professional Services for International Customers. We deal in KyoMachiya houses, detached and attached Houses, new and old Condominium Apartments, Block of Apartments and Buildings for Commercial, Residential and Investments use, Manage and Support Operation and New Development of Guesthouse, Ryokan and Hotel, Total Supports for Land and Buildings Real Estate in Kyoto.
Yours sincerely, Founder Ken Hayashi
Real Estate Broker Company License No. Kyoto-Fu Governor ( 1 ) 14044 , ​Member of Kyoto Association of Residential Land Building Business
  • Home
  • Study
    • Rights of Property >
      • Real Right and Credit
      • Rights to the land and Rights to the building
    • the Building Lots and Buildings Transaction Business Act >
      • Laws Related to Real Estate Transaction in Japan
      • (1) Laws Concerning Land Use
      • (2) Laws Concerning Construction of Buildings
      • (3) Laws Regulating Real Estate Companies
      • (4) Laws and Regulations Concerning Advertisement
      • (5) Laws Concerning Contracts Including Sales Contracts and Lease Contracts
      • (6) Laws concerning Titles and Rights
      • (7) Laws Concerning Real Property Registration
      • (8) Laws Concerning Condominium Management
      • (9) Laws Concerning Defects (Faults, etc.) of Housing Properties
    • How to and Procedures >
      • Process of Real Estate Sale
      • Process of Real Estate Purchase
      • Cost by Transaction
      • Important Points Explanation
      • Real Estate Sales Contract
      • Property Condition Confirmation
      • Facilities and Equipment List
    • Building Management >
      • Process of Residential Property Management
      • Process of Real Estate Leasing >
        • Idea of Lease Agreement
      • Process of Vacation Home Management
    • Related Acts
    • Glossary >
      • Real Estate Glossary in Japan
    • Tax in Japan >
      • Consumption Tax
      • Property Tax
      • Capital Gain Tax
      • Withholding Tax
      • Taxes on Gifts and Inheritances
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