< Definition of terms >
●Administrators
The person in charge of the system to respond appropriately and promptly to complaints and inquiries from residents, etc. and emergency situations.
●Employees, etc.
Employees and other workers of a business operator
●Small-scale lodging facilities
A facility that operates a budget hotel business and has the following requirements
- The building in which the facility is located must be (1) a single-family house or row house, (2) have three or lower floors, and (3) have a structure in which no part is used for common use by guests and persons other than guests. 
- The number of guest rooms must be one. 
- Those that make all of their facilities available for use by guests. 
- ​The number of guests shall be limited to one group consisting of nine or fewer guests per stay. 

Main standards for structural equipment
① A reception counter shall be installed in a location where room users must pass through and where their entry and exit can be seen. 
② The reception counter shall be equipped with a reception table at a height that does not interfere with reception.

Management system
- The business operator shall appoint a manager.
- The operator or employee, etc. shall remain inside the facility, such as the entrance hall, while accommodating people. 
​- ​The operator shall confirm the identity and number of guests and hand over the keys to them by interviewing them inside the facility.

Main standards for structural equipment
① A video camera, etc. shall be installed in a place where the status of guests entering and leaving the facility can be checked at all times. 
② A video phone, tablet terminal, etc. shall be installed where the face and passport of a guest can be clearly confirmed by images. 
③ ​A room shall be provided in the facility where the images described in (1) can be checked at all times, and where the identity of guests, the number of guests, and the keys can be confirmed by using (2). 

Management system
- The business operator shall appoint a manager.
- The operator or employee, etc. shall be stationed in the room indicated in (3) above while accommodating people. ​
​- ​The operator shall use an alternative reception counter inside the facility to confirm the identity and number of guests, and hand over the keys in a manner equivalent to an interview.​

Main standards for structural equipment
① A reception counter shall be installed in a location where room users must pass through and where their entry and exit can be seen. 
② The reception counter shall be equipped with a reception table at a height that does not interfere with reception.
③ Efforts shall be made to provide lavatories, etc. that can be used by employees, etc. in the facility. ​

Management system
- The operator or employees, etc. shall be stationed inside the facility while accommodating people. 
​- ​The operator shall confirm the identity and number of guests and hand over the keys to them by interviewing them inside the facility.

Conditions
​Small-scale accommodation facilities that conform to the following structural and equipment standards 

Main standards for structural equipment
●Accommodations
① Installation of locks at the entrances and exits of the facility 
② Install telephones and other equipment 
③ Install equipment to check the status of people entering and leaving the facility 
●Alternative Reception Counter facility
④ To be located in a place where it is possible to reach the accommodation within 10 minutes (approximately within 800m by road). 
⑤ Compartmentalization with other business uses and dwelling units 
⑥ Pay attention to the handling of personal information
⑦ Confirmation by ③ shall be performed at all times. 
⑧ Marking of the entrance to the Alternative Reception Counter facility
●Place of residence of the employer, etc.
⑨ The location should be within 10 minutes from the lodging facility (approximately 800 meters by road).
⑩ No special structural facilities are required, but it should be possible to stay for a long time.

Management system
- The operator shall confirm the identity of guests, the number of guests, and hand over the key by interviewing them in the Alternative Reception Counter facility. 
- While accommodating people, the operator or employee, etc. shall be stationed at the Alternative Reception Counter facility and shall check the entry and exit of people at all times.
​- ​The operator or employee, etc. shall be stationed at a place where people can reach the accommodation within 10 minutes (approximately within 800 meters by road) while accommodating people. 
- The number of facilities that can be managed by an employee, etc. in charge of emergency response is limited to five facilities per person. 
- ​When the employee in charge of emergency response is stationed at the alternative reception counter facility, another person should be stationed there to check guests in and out. 

Conditions
Small-scale lodging facilities and those that are Kyo-machiya as defined in the Kyomachiya ordinance.​

Main standards for structural equipment
●Accommodations
① Take measures to be able to check the status of people entering and leaving the facility.
●Place of residence of the employer, etc.
② The location should be within 10 minutes from the lodging facility (approximately 800 meters by road).
③ To be able to stay for a long time.

Management system
- The operator shall confirm the identity and number of guests and hand over the key by interviewing them in the facility. 
​- ​The operator or employee, etc. shall be stationed at a place where people can reach the accommodation within 10 minutes (approximately within 800 meters by road) while accommodating people. 
- The number of facilities that can be managed by an employee, etc. in charge of emergency response is limited to five facilities per person. ​

(1) Reception Counter and Reception Table 

a. Plot and Area of Reception Counter ​
- The reception counter shall be clearly divided by a wall or a fixed reception stand, and its area shall be 2.00 ㎡ or more. 
- The area of the reception counter shall be the contiguous portion of the floor inside the reception counter whose vertical length from the floor to the ceiling is not less than 1.80 m (However, this shall not apply to the underside of the reception desk), and the horizontal length of the said area shall be no less than 0.60m. 

Area of Reception Counter：1.60×1.50－0.40×0.50－0.30×0.50＝2.05㎡ (≧2.00㎡ ) 
*area of A 0.40×0.50 and are of post 0.30×0.50

b. Location of the Reception Table 
- The reception table shall be installed perpendicular to the side where the opening exists and parallel to the floor where the reception counter exists.  (However, this shall not apply if the floor surface has a slope.)
- The reception table shall be firmly fixed in the specified place. 

c. Shape of the reception table
- The size of the reception table shall be 1.00 m or more in width and 0.30 m or more in depth. 
However, it may be 0.60 m or more in width for facilities with a capacity of 9 persons or less. 

d. Opening part
- The horizontal length of the portion with a vertical length of 1.10 m or more from the lower end of the opening to the upper end shall be 1.00 m or more. (If the upper edge of the upper surface of the reception table is above the lower edge of the opening, the upper edge of the upper surface of the reception table shall be regarded as the lower edge of the opening.) However, in the case of a facility with a capacity of 9 or less, the horizontal length may be 0.60 m or more.

(3) Bathing facilities

< Definition of Terms >
●Shared bathing facilities
Bathing facilities outside guest rooms
●Bathing facilities for one person
​A bathing facility used by one person, such as a unit bath (UB) or unit shower (US). However, so-called "3-point units" are treated as unit showers.   
●Number of users of shared bathing facilities
Number of people allowed to use shared bathing facilities 
< The Basic Idea behind the Size Requirement >
●Bathing facilities for one person
10 people, or 1 or more for every fraction
●Bathing facilities that can be used by many people at the same time
Bathtub size - Total area = Number of users of shared bathing facilities*¹ ×0.5*² ×0.5*³ ×0.5*⁴ or more
Scale of Washing area - Total area = Number of users of shared bathing facilities*¹ ×0.5*² ×0.5*³ ×1.1*⁵ or more
Number of hot water faucets - Sum of the Pieces = Number of users of shared bathing facilities*¹ ×0.5*² ×0.5*³ or more
 
*¹ In the case of shared bathing facilities, it is desirable to calculate the number of users of shared bathing facilities by adding (total capacity - number of users of shared bathing facilities) × 0.5 (utilization ratio) to the number of users.
*² Percentage of bathers at the time of day with the highest number of bathers
*³ Ratio of people who use the bathtub to those who use the washing area
*⁴ Area of bathtub used per bathing person
*⁵ Washing area used per bathing person​

When bathing facilities are installed in the guest room
- A single-person bathing facility (UB, in principle) shall be provided according to the capacity of the guest room.  
(e.g.) If the capacity is 10 persons or less, at least one UB shall be provided.
- ​Provide bathing facilities that can be used by a large number of people according to the room capacity.

When shared bathing facilities are installed
- There shall be at least one common bathing facility for each gender. 
- Single-person bathing facilities shall be provided in proportion to the number of users of shared bathing facilities.
(e.g.) If the number of users of a shared bathing facility is 20 or less, at least two bathing facilities for one person, one for men and one for women, shall be installed. However, if there is only one user of the shared bathing facility, one location is acceptable. In the case where a UB is installed, if the number of users of the shared bathing facility is 10 or less, one UB may be installed according to the previous example. 
- ​Provide bathing facilities that can be used by a large number of people according to the number of users of the shared bathing facilities. 

(4) ​Washing facilities

(6) Lavatory

If the number of toilets in the guest room is insufficient for the capacity, a shared toilet with the number of toilets corresponding to the shortage shall be provided on each floor. However, if the number of toilets on the floor cannot be accommodated by 5 or less, even if the number of toilets on the floor is insufficient, it is sufficient that the number of toilets that can accommodate the total number of users of the shared toilet on the floor and the adjacent floor is installed in the shared toilet on the adjacent floor.​

 1）Public Disclosure of Plans

[Installation of Signs]
- Installation of signs describing the outline of the plan at easily visible locations within the site [Form available].
-  After the installation of the sign, immediately report the following to the medical hygiene center.
 (i) The date of installation of the sign, (ii) The place where the sign was installed, (iii) A floor plan of an area approximately 200 meters around the place where the sign was installed, (iv) Photographs showing the place where the sign was installed and its surrounding conditions, and (v) Photographs that enable the description of the sign to be easily read. 
- The period of installation of the sign shall be from 20 days prior to the application for approval by the mayor until the issuance of the certificate of confirmation of the application for building permit. 
[Explanation to Neighbors, etc.]
- The outline of the plan shall be explained to neighboring residents, etc., and if deemed necessary, a briefing session shall be held. In addition, measures such as holding briefing sessions shall be taken when deemed necessary. 
- ​The scope of the explanation area is as shown in the figure below (★) [Scope of neighborhood explanation]. 

2) ​Application for Approval of the Plan 

●Attached Documents
Outline of the structural facilities, report on the results of public disclosure, photographs of the situation in which the sign is installed, floor plans of the vicinity, layout plans, floor plans, documents showing the floor area, bedroom area, and window area of the guest room, and the basis for their calculation in tables, etc., detailed drawings (front view, side view, etc.) of the entrance reception , etc., ​elevation drawings, documents clearly indicating interior finishes, floor plans of the area where the outdoor advertisement is to be installed, drawings clearly indicating the design and form of the outdoor advertisement, and other documents deemed necessary by the mayor. 

3) Issuance of Notice of Plan Approval 

1) ​Building Permit Application

2) ​Issuance of Confirmation Certificate *In case of change of use, Attach Step 6

3) ​Construction 

4) ​Issuance of Certificate of Inspection *In case of new construction, extension, etc., Attach Step 6

1) Application for Issuance of a Notice of Compliance with Fire Regulations 

2) Issuance of Notice of Compliance with Fire Regulations

Target facilities for opinion inquiries
Schools, child welfare facilities, social education facilities (community centers, libraries, museums, city parks, etc.) 

1) Submit documents related to the opinion inquiry  

2) ​Kyoto City inquires about opinions of schools, etc. and receives responses 

1) ​Installation of signs and reporting on the status of installation of signs 

[Installation of Signs]
- Installation of signs describing the outline of the plan at easily visible locations within the site [Form available].
- Installed from 20 days prior to the date of application for a business license for an inn business. 
[Reported Items]
-  After the installation of the sign, immediately report the following to the medical hygiene center.
 (i) The date of installation of the sign, (ii) The place where the sign was installed, (iii) A floor plan of an area approximately 200 meters around the place where the sign was installed, (iv) Photographs showing the place where the sign was installed and its surrounding conditions, and (v) Photographs that enable the description of the sign to be easily read. ​

2) ​Explanation to neighboring residents [To be conducted at the same time as (1)]. 

[Scope of neighborhood explanation] As shown in the figure below (★) . 
​[Description] / Description of the Sign
Location of the facility, name, address, and contact information of the applicant, expected date of application, and name of the facility 
Size and structure of the building, area of the facility, number of guest rooms, capacity of guests, expected date of commencement of business 
Name, address, and contact information of the administrator, information on briefing sessions, and contact information of the person who will respond to inquiries about the sign 
Contact information of the person who will respond to inquiries about the contents of the explanation 
Specific details to be explained to guests (house rules) 
●​If there is a request from the residents of the surrounding area, local community associations, etc., to hold an explanatory meeting or to provide individual explanations, etc., the company shall respond sincerely. 

(*) [Scope of neighborhood explanation]
           Planned application site
 ----- Within 10m of the site of the facility to be applied for
 ----- 20 m from the exterior wall of the building where the facility to be applied for is located

The description covers building numbers 1 through 7. 
​The site of building number 8 is within 10 m of the site of the proposed facility, but is not covered because the exterior walls, etc. of the building of building number 8 are not within 20 m of the exterior walls, etc. of the building of the proposed facility.

3) Preparation of Reports and Documents for Permit Applications

[Contents of report]
●Status of Signage
Period of installation of the sign, location of the sign, photograph showing the status of installation, legible photograph of the contents of the sign, whether there has been any change in the location of the sign, and if there has been any change in the location of the sign, the new location 
●Status of Explanation to Residents
Books showing the location of buildings existing on the site within 10 m of the site, information necessary to identify the location of buildings occupied by the other party to the explanation, date and time of the explanation, location of the explanation, method of the explanation, opinions from the other party and the status of response
●Waste Disposal Methods
If the applicant is transporting the waste to a waste treatment facility by himself/herself, a statement to that effect; if the applicant is entrusting the collection and transportation of the waste, the name of the licensed collection and transportation company
●Other
If the business operator is an individual who does not have a domicile in Japan or is a foreign corporation, the name, address, and contact information of the appointed agent, documents certifying the agent's authority of representation, documents confirming the width of the narrowest part of the evacuation passage (Documents that can confirm the width of the narrowest part of the evacuation corridor), documents that can confirm the owner of the facility, the rules stipulated in the provisions of the Unit Ownership Law, and a letter of approval from the unit owner. 

1) Application for a Business License for the Inn (Guesthouse/Airbnb)  Business

●Attached Documents
- Drawings that clearly show the structure and facilities of the business facility. 
- If the applicant is a corporation, a copy of its articles of incorporation or articles of endowment and a certificate of registered matters of the corporation; if the applicant is an individual, a copy of the certificate of residence and other books deemed necessary by the mayor.
- ​Application fee: 52,800 yen (Application fee is non-refundable)

2)  Site Survey

3）​Issuance of Business License

4) ​Start of business

(Matters to Be Observed in the Proper Operation of Inns by Business Operators)
●The number and identity of guests shall be confirmed by interview at the entrance hall.
●During the interview at the entrance hall, the necessary matters to prevent the deterioration of the living environment of the surrounding residents and the use of the facilities shall be explained. (If necessary, foreign languages shall be used.) 
●A system shall be established to respond appropriately and promptly to emergency situations such as complaints and inquiries from nearby residents.
●A sign stating the following items shall be installed in a location easily visible from outside the facility 
[Inns and Hotels/Guesthouse]
Name of the operator (or name in the case of a corporation) 
Name of the facility 
Type of business 
Contact information for the manager 
Location of the outside reception counter to the facility (if an outside reception counter of the facility is to be provided) 
[Outside Reception Counter]
As it is an outside reception counter of the facility
​​Name of the facility to be managed

京町家専用住宅ローン「のこそう京町家」
https://www.kyoto-shinkin.co.jp/catalog/s07-850.htm

The interest rate of the mortgage loan is 1.8% lower than the standard interest rate of the mortgage loan (variable or fixed) for "Nokosou Kyo-Machiya".
＊京町家専用住宅ローン「のこそう京町家」については、住宅ローン標準金利（変動又は固定）より年率１．８％低いご融資利率となります。

The "ECO Preferential Service" cannot be used in conjunction with the "Nokosou Kyo-Machiya" mortgage.
​＊京町家専用住宅ローン「のこそう京町家」と「ＥＣＯ優遇サービス」の併用は出来ません。

Funds for the purchase and renovation of a machiya (traditional Japanese townhouse) in which the applicant will live.
*In principle, the applicant is required to submit the "Kyomachiya Chart" issued by the Kyoto City Center for Landscape and Urban Development (If the applicant has not obtained the "Kyomachiya Chart", the applicant is required to submit the "Kyomachiya Profile").
*We will check the original copy of the "Kyomachiya Chart" and "Kyomachiya Profile" and ask you to submit a copy.
ご本人がお住まいになる「京町家」の購入資金および改修資金
※ 原則、「公益財団法人 京都市景観・まちづくりセンター」が発行する「京町家カルテ」のご提出が必要となります（「京町家カルテ」を取得されていない場合は、「京町家プロフィール」をご提出いただきます）。
​※ 「京町家カルテ」、「京町家プロフィール」は原本を確認させていただき、コピーをご提出いただきます。

Funds for the construction and purchase of a new "Heisei no Kyo-Machiya" (Kyoto machiya) to be lived in by the applicant.
*The original copy of the "Heisei no Kyo-Machiya Certification Notice" will be checked and a copy will be required. (The original copy of the "Heisei no Kyo-Machiya Certification Notice" will be checked and a copy will be submitted.)
ご本人がお住まいになる「平成の京町家」の新築資金および購入資金
※ 京都市が交付する「平成の京町家認定通知書」の提出が必要となります。
（「平成の京町家認定通知書」の原本を確認させていただき、コピーをご提出いただきます。）

-Those who live or work in the Bank's business area.
-Between the ages of 25 and 65 at the time of application, and under the age of 80 at the time of final repayment.
-Those who can expect stable income.
-Those who can receive a guarantee from a guarantee company designated by the Bank
-Those who can take out the group credit life insurance specified by the Bank.
-Those who meet the loan criteria specified by the Bank
当金庫の営業地域内に居住又は勤務されている方
申込時の年齢が満２５歳以上満６５歳未満の方で、最終ご返済時の年齢が満８０歳未満の方
安定した収入の見込まれる方
当金庫の指定する保証会社の保証を受けられる方
当金庫の指定する団体信用生命保険に加入できる方
当金庫の定める融資基準を満たしておられる方

Loan Summary Description (PDF: 290KB) *in Japanese

City Planning Areas 
The city planning area is the bounds of an area subject to city planning, which is to be designated first in the establishment of a city plan. This is an area in which urban facilities are placed according to the state of urban development, which includes a range of areas in which smooth urban activities are carried out, and in which society, economy and traffic are, and will be, organically integrated.  

Master Plan for City Planning Areas, and Districts and Zones 
The Master Plan for City Planning Areas specifies “goals of the city plan,” “decision status and policy of area classification,” and the “policy for major city planning decision,” thereby providing a basis for setting individual city plans and realizing the future urban vision that we should aim for. 
Also, along with the Master Plan for City Planning Areas, the Districts and Zones provide a basis for land use plans to induce an image of desirable urban areas based on the past trends and future prospects of land use, thereby aiming to ensure comfortable urban environments and rational urban structures. 
In addition, the “area classification” and “policy for urban redevelopment ” that were previously specified as part of the former “policy for improvement, development or preservation of urbanization promotion areas and urbanization control areas” are currently set forth as independent city plans.   

(1)  Master  Plan  for  City  Planning  Areas  (Policy  for  Improvement,  Development,  and Preservation of City Planning Areas)   
The revised Acts of 2000 entitled prefectures to decide on policies for improvement, development, and preservation of all city planning areas. The Master Plan for City Planning Areas made by prefectures. This plan defines the future vision of the city from a long-term perspective and the path to follow to make that vision a reality.  Individual city plans such as those for use districts, city-planned roads and urban redevelopment projects is required to be set up in accordance with the Master Plan for City Planning Areas or city redevelopment policy. 

(2)  Area Classification (Classification between Urbanization Promotion Areas and Urbanization Control Areas) 
The division between urbanization promotion areas and urbanization control areas is intended to prevent unregulated urbanization by classifying the city planning areas into those that are to be systematically developed as urban areas and those that are to be controlled urbanization for the time being in view of the development trends in the city planning areas. 
Urbanization promotion areas shall be those areas where urban areas have already formed and those areas where urbanization should be implemented preferentially and in a well-planned manner within approximately the next 10 years, while urbanization control areas are those where urbanization should in principle be controlled and thus development activities (e.g. residential land development) are in principle prohibited.

 Districts and Zones 
The Districts and Zones is a zoning system that is intended to ensure reasonable land use by classifying land within city planning areas (according to the purposes of use) and imposing certain restrictions on buildings and structures. The Districts and Zones are divided into use districts, special use districts that complement use districts and other districts and zones. Use Districts are intended to control usage, building coverage, floor area ratio (hereinafter “FAR”), and height of buildings. Use Districts are required to be designated for urbanization promotion areas among “urbanization promotion areas and urbanization control areas” that were newly stipulated in the revised City Planning Act of 1968. 
Although there used to be four types of Use Districts, the revised Act of 1968 set out eight types by adding neighborhood commercial zones, special industrial zones and two types of exclusive residential zones. 
Moreover, the revised City Planning Act of June 1992 has further divided residential use districts and thus increased the number of types of use districts from eight to twelve.  A special use district is a district that is to be designated to complement existing designated use districts to ensure realization of special purposes (such as promotion of land use in a way suitable to the characteristics of given districts and environmental protection).  There were originally three types of special use districts: special industrial zones, educational zones and retail store zones. The number was later expanded to eight (i.e. office zones, welfare zones, entertainment and recreation zones, sightseeing districts and special business zones added) in the revised Act of June 1968 and then to 11 (mid and upper levels floor exclusive residential zones, exclusive commercial zones and research and development zones were added) in the revised Act of June 1992. Afterwards, the Act was partially revised in May 1998, which abolished the special use district system that were previously limited to 11 types, and removed the constraints of type-bound designation to promote town building according to local characteristics and circumstances.  
In June 1997, the City Planning Act and the Building Standards Act were partially revised; the “high-rise residential attraction zones” were established as new districts and zones. Exceptional FAR districts are those that have appropriately located and sized public facilities and determined on the purpose of utilizing unused floor areas (e.g. historic buildings) by relocating them to other lots. In June 2005, the enforcement of the Act for Partial Revision of the City Planning Act enabled designation of exceptional FAR districts also in other use districts, except Categories 1 and 2 low-rise exclusive residential districts and exclusive industrial districts, instead of exceptional FAR districts, the designation of which had been allowed only within commercial districts. In order to promote reasonable land use according to the characteristics of the given districts, the Act of 2005 also allowed designation of “special use restriction districts” within the area with no use districts designated (except an urbanization control area), in which use districts are not designated, in city planning areas or quasi-city planning areas. 
In June 2003, the Partial Revision of the City Planning Act and the Act on Promotion of Improvement of Disaster Control Districts in Populated Urban Districts established specified disaster prevention block improvement zones in order to ensure specified disaster prevention functions (those to be ensured to prevent the spread of fire and secure evacuation in case of a fire or earthquake) and to ensure the reasonable and sound use of land in populated urban districts. 

Types of Districts and Zones

Types of districts and zones 
The types and details of currently designated districts and zones are as follows. 

Districts and zones by morphological structure

Fire prevention districts

Height control districts

Other districts and zones 

※These zones are designated as district-based green spaces, although not under Article 8 of the City Planning Act.  

Rising land prices and building costs have caused the price of new properties to rise. As a result, used homes are attracting attention. Renovation properties", which renovated used homes to be more stylish and functional than new homes, have become popular, and the number of people considering the purchase of used homes is increasing. 
Incidentally, renovation is a type of reform, which means to renovate an existing home to have better performance than when it was new. Nowadays, there are mortgage loans that can be borrowed together with the cost of renovation, so if you are thinking of buying and renovating an existing house, if you do the renovation at the same time of purchase, you can borrow a mortgage to combine the cost of purchase and renovation of the house. 
Many people know that in order to take out a mortgage loan, you need to have a certain income and the ability to repay the loan. But did you know that there are cases where you can't get a mortgage even if you have the income and the ability to repay the loan? That's what we call an "Existing Home with No Mortgage Available".

When financial institutions provide mortgage loans, they screen the "person" and "property". The "person" screening is based on the applicant's income, place of employment, and whether or not he or she has any other loans, and whether or not he or she will be able to repay the mortgage without delay.  On the other hand, the screening for "property" is based on whether the property is worth lending money to. Mortgages are lent against the property (land or building) that the loan recipient is purchasing. Simply put, if the borrower is unable to repay the loan, the financial institution will sell the property and use the proceeds to repay the loan.
However, in some cases, financial institutions do not recognize the value of the collateral and will not lend the mortgage even if the loan applicant's ability to repay the loan. A "financial institution does not recognize the value of the collateral" means that even if you try to sell it, a buyer cannot be found, or even if you can sell it, it was judged that you cannot collect the loan. If you consider a house to be an asset, you should not buy a property that you cannot get a mortgage loan for. So, what kind of property is such a mortgage loan not available?

A leasehold is simply "the right to rent someone else's land and build your own building on that land". A fixed term land lease is a tenancy for a fixed period of time (generally 50 years or more), and the principle is that after the term expires, the building is demolished and the land is cleared and returned to the owner. Although it is necessary to pay the deposit and the monthly ground rent at the time of a contract, since the land rent is not included, it seems to be a case where it can be purchased at about 40-50% of a general house. However, it can be difficult to get a mortgage loan because the ownership of the land does not belong to the person who bought it and financial institutions cannot use the land as collateral. Some financial institutions make it clear that they will not handle leasehold or fixed-term leasehold homes. However, it is common for new condominiums for sale to have an affiliated loan, so you can get a mortgage.

The house can be built in the area that corresponds to the "urbanization area" defined by the city planning law.
Although "the urbanization control area" has a name similar to this, it is the area where urbanization must be controlled, that is, urbanization must be suppressed, and a general house cannot be built in principle. In fact, some people have built their houses and are living in them even before they were set up in the urbanization control area. The house built in those urbanization control areas can be purchased, but the borrowing of the mortgage becomes difficult. In addition, the relief measure "the existing housing site" which permits building exceptionally, such as the person who lived before it is set up in an urbanization control area, also exists.

Land readjustment projects are "projects to improve public facilities such as roads, parks and rivers, and to demarcate land in order to improve the use of residential land. In some cases, land owners have to bear the costs of land readjustment projects, but in such cases, the land owners do not bear the costs in monetary terms, but rather the land owners within the area gradually pool their land to establish a reservation, which is then disposed of and used to cover the project costs. Some financial institutions do not offer mortgages for the purchase of this reservation land for the land rezoning project. 
However, some financial institutions do sell "reservation loans" specifically for reservation land, so please consult with your financial institution on an individual basis.

A property that is designated as non-reconstructable cannot be "rebuilt". There are several reasons for being designated as non-reconstructable, but the most common is a case of violating the "duty of access".
So, what is the duty of accessibility?
The Building Standards Act basically dictates that the land on which a construction site is to be built must abut a road that is at least 4 meters wide and at least 2 meters long. When this regulation is established, the building that has already been built cannot be demolished because "it is in violation", so the building remains as it is, but "rebuilding" is not allowed, which is a property that cannot be rebuilt. If the streets are narrow, the possibility of the fire spreading increases, so it is also meant to strengthen the fire prevention system. In some old streets, buildings are crowded at both ends of narrow streets, or houses are built in alleys and corridors from the street.

The above are the main, when buying real estate, the mortgage is not available, and even if it is available, the collateral valuation is low.
When buying the real estate which exists in these cases, there are cases where the method of payment is limited to cash. Let's confirm whether it does not fall under the above beforehand, and try to make a smooth transaction.

Following yesterday, we will explain about Private Lodging in Japan. Below is a comparison table, so please check what is different according to each act.

Although "Private Lodging" is not defined clearly in the laws and regulations, it refers to the provision of accommodation service to travelers and other users by utilizing all or part of housing (condominiums, including detached housing and apartments) is generally called "Private Lodging." In recent years, there has been a rapid development of businesses matching those who want to lend a vacant room for a short period via the Internet with those who hope to find accommodation.

Expectations for Private Lodging are also rising in Japan as well, from the viewpoint of community activation, such as responding to the various lodging needs of the rapidly increasing numbers of international visitors to Japan, and effectively utilizing the increasing number of vacant houses due to an aging society with fewer children.

On the other hand, since there are people conducting Private Lodging without approval, though they fall under the hotel business that requires approval under the Inns and Hotels Act, it is necessary to handle these situations by setting rules, giving consideration to the securement of public health, such as to prevent the spread of infectious diseases, and to prevent trouble with community residents.

Based on these issues, the Private Lodging Business Act (Act No. 65 of 2017) has become effective in June 2017 for disseminating proper Private Lodging services under certain rules.

Starting with the enforcement of the Private Lodging Business Act from June 2018, those who conduct Private Lodging in Japan need to select a method from the following.
1.Obtain permission in respect to the Inns and Hotels Act (Act No. 138 of 1948)
2.Obtain authorization in respect to the National Strategic Special Zones Act (Act No. 107 of 2013) (Special Zone Private Lodging)
3.Register in respect to the Private Lodging Business Act

Comparison of the overview on these systems is as follows.

The Inns and Hotels Act is a law set forth for the purpose of contributing to improve public health and people's lives through promoting the provision of services that cope with enhancement and diversification of the user's demands in the hotel business field, while planning to develop sound hotel businesses by securing appropriate operation in the hotel business.

The Hotel Business is defined as "a business that lodges a person for a fee" and "lodging" is stipulated as "to use a facility by using bedding" in this law. In order to operate this hotel business, it is stipulated that obtaining permission in accordance with the Inns and Hotels Act is required.
In addition,the hotel business differs from the room renting business, including apartments, concerning the following points. (1) Responsibility on maintaining and managing the cleanliness of the facility, including the rooms for lodgers, is universally accepted to be on the operator, considering from point of facility management and operation form in general, and (2) the room of the facility that the lodger uses is not the principal place of residence for that person.

Even if housing are used for lodging, obtaining permission in accordance with the Inns and Hotels Act is required, since conducting a "Private Lodging Business" that provides lodging repeatedly for a fee basically falls under the hotel business. There are several types of permission in accordance with the Inns and Hotels Act, however, obtaining permission for operating simple lodging is common if conducting a private lodging business without registration.

(Hotel Business Classification)

1. Hotel Operation (*)
Operation, where a facility mainly consisting of western style structure and equipment is established, and accommodates it to a person for a fee.

2. Inn Operation (*)
Operation, where a facility mainly consisting of Japanese style structure and equipment is established, and accommodates it to a person for a fee.

3. Common Lodging House Operation
Operation, where a facility consisting of structure and equipment is established for several persons to share, and accommodates it to a person for a fee. (pension, youth hotel, etc.)

4. Boarding House Operation
Operation, where a facility is established, and accommodates it to a person for a fee on a monthly basis.
(*) Hotel operation and inn operation will be integrated as "inn and hotel operation" from June 15, 2018 as "operation, where a facility is established, and accommodates it to a person for a fee excluding simple lodging operation and boarding house operation".

The structure equipment of the facility to be used needs to meet the standard upon obtaining permission. In addition, application to the prefectural (including the city that establishes a health center and special zone) health center, where the facility (housing) expected to conduct the Private Lodging service is located, is required.
Permission standard for simple lodging (standard on minimum floor area) was relieved in April, 2016 and obtaining its permission has become easier than before.

There are some cases that do not apply to the Inns and Hotels Act, even if they are providing lodging services using housing. Some examples are as follows.

■In case of providing one's house in accordance with a local government's request when an event is held
(Government Notification in July 2015)
⇒ To solve the shortage of lodging facilities in an area, when lodging facilities run short for an event that is expected to attract many customers, event-private-lodging enables travelers to stay in facilities which are originally not lodging facilities. The event-private-lodging is expected to be effective from the viewpoint of local creation through tourism, as it leads to promoting interaction between the people of the area and travelers, as well as expanding tourism consumption in the area.
​
■Short-term residence to vacant house properties with the purpose of buying and selling or leasing to a person wishing to move
(Government Notification in March 2016)
The Inns and Hotels Act will not apply to a short-term residence to a vacant house property from the assumption that it will be bought, sold or leased to a person wishing to move, if all of the following measures are taken.
(1) The activity of using and utilizing the vacant property is placed in accordance with the Act on Special Measures on Promoting Countermeasures on Vacant Houses, etc. (Act No. 127 of 2014), and the subject of the facility is specified in a local public entity, such as when the local public entity that is to conduct such activity has registered the vacant property.
(2) A person who is to purchase or lease the subject of the facility can be confirmed by the local public entity that such person truly has the will to purchase or lease such facility for long term.
(3) It can be confirmed that the actual condition of the facility is secured from many and unspecified persons using it repeatedly and continuously, through taking the measures written in (1) and (2).

■In cases where a regional council and other entities commissioned from a local public entity does not receive value equivalent to the lodging fee from the lodger, but only receives value equivalent to counseling related to such hands-on experience
(Government Notification in March 2016)
In a case where a regional council or other entities commissioned from a local public entity does not receive value equivalent to lodging fee from the lodger, but only receives value equivalent to guidance related to hands-on experiences, expenses paid by a regional council or other entities to farmers and other persons that provide hands-on experience services for educational trips that are accompanied by hands-on experiences does not come under the Inns and Hotels Act, as such fees do not apply to lodging fees.
Please contact your nearest health center to ask whether any matter comes under the Inns and Hotels Act.
https://www.mlit.go.jp/kankocho/minpaku/overview/minpaku/law2_en.html

When managing real estate, it is necessary to confirm that the rent has been properly paid. ​Many lessees pay rent by the deadline, but some of them leave it until reminder. ​Even in the real estate managed by our company, one or two properties are delinquent every month, and we notify the lessee at the beginning of the month.

Normally, when they receive the reminder, lessees will be paid the rent within a few days. However, there are cases where payment is not made until waiting for half a month, so the competence of the management company is questioned. ​If there is a guarantor company, we will remind them via the guarantor company. In some cases, it may be more effective for lessees to reminder through the property management company than to contact the landlord or management company.

As a method to prevent rent delinquency, if there is even one delinquency, it is necessary to check the payment frequently from the next time and create an environment where the reminder is notified without delay when the next delinquency occurs. If the rent still get delinquency often, or if we think lessee isn't capable for the payment, we'll ask their joint guarantor to ask the rent payment instead of lessee.

After three months of delinquency, we will proceed with the story of leaving. Under Japan's Leased Land and House Lease Law, it is not possible to cancel a lease contract by simply not paying the rent, but we can start the procedure. ​We will notify lessee by registered mail and explore the direction of exit from all angles.

Leasing is based on an agreement between the lessor and the lessee, and payment of rent is the fulfillment of the contract. The management company manages properly, receives rent, manages the building, and manages the tenants appropriately. ​Let's eliminate arrears in rent with proper management.

Many companies are starting operations today. Depending on the real estate company, some companies are open from 16th, and some are closed until 19th, but we are restarting from today.

Since REINS, which shares information among traders, will be stopped online from 14th to 17th, new registration and renewal work will be possible tomorrow. We use this system to obtain and confirm information that our company does not have, so we will confirm the property from tomorrow morning and will contact the customers who are waiting for us.

It is customary to go home during the Obon season, but the news shows that the Shinkansen occupancy rate was low across the board. It is famous every year such as U-turn rush, and it was crowded everywhere, but it seems that there were very few people coming and going this year. Two weeks after the Obon season, the end of August, how much more people will be infected with coronavirus at this time is likely to be the point later this year. The new school year will resume in one week at the earliest schools, ​so it seems that it is necessary to pay attention to the trends over the next 1-2 weeks.

I work in Kyoto, but I live in Shiga Prefecture. In the summer, we can enjoy swimming and camping at Lake Biwa, as well as BBQs in the mountains and rivers. There is plenty of nature to spend time with the children, and it is a very nice environment. Right now, there are restrictions on movement, but next time you're in Kyoto, we hope you'll stop by Shiga Prefecture as well.

DIY stands for "Do It Yourself," which means to make your own furniture and decorations. DIY is popular among women as well as men because it allows you to change a room into a space of your choice on a low budget, but many people may have the image that DIY is difficult to do in a rental house. However, with a little ingenuity, it is possible to do DIY in a rental property. In this article, we will introduce in detail the points to keep in mind when doing a do-it-yourself project in a rental house, and actual DIY examples, with explanations.

It is possible to enjoy DIY in a rental home with some creativity. For example, if the furniture is already in use, it belongs to you, so you can do whatever you want with it without damaging the room. Just remaking the furniture you have on hand can change the atmosphere of the room, and one of the appealing aspects of DIY is that you can change it to make it more user-friendly for you. 
If you want to change the wallpaper, there are easy to use wall stickers that you can put up and peel off, easy to try out such as masking tape, or even peel-off wallpaper that can be used on the entire wall. There are also wallpaper sheets that can be painted over.  These products can be restored to their original state without damaging the wallpaper when they are removed, so they can be used in a rental house without any worries.

In addition, if you have an inset floor mat, it has an absorbent backing and can change the look of your floor simply by placing it without the use of glue. Cushioned floor mats are convenient for protecting the floor at the same time. They come in a variety of patterns and materials and can be changed to suit your taste and mood.
In addition, there are also tile sheets that can be used around the water, glass film for windows, and many other products on the market depending on the purpose and location.

There are a few things to keep in mind when it comes to actually doing a DIY project. The first thing you want to pay attention to in order to do a DIY project in a rental house is that the work should be done to the extent that it can be restored to its original condition. Restoration means that the property must be returned to its original condition when you move out. If you damage a wall or floor in the process of DIY, you may have to pay for the repair, so please be careful.
It is also important to abide by the management rules of the apartment or condominium and carry out the work.
Be sure to check with your landlord before doing any DIY work, including the matter of restoration of the original condition. During DIY construction, you may end up causing problems for neighbors with noise and other disturbances. If you are in a housing complex, one way to avoid this problem is to use a material cutting service at a home improvement center or a workshop for buyers. You can also rent tools and equipment here, and you can work without worrying about dust and noise. If you work at home, make sure you do it at a sensible time.

So what are some of the actual DIY's you can do in your rental home? Here are a few examples to get you started.
Wall Redecoration
If you want to make a big change in the atmosphere of a room, you can redecorate the walls. If you don't use strong adhesives, you can redecorate your walls without damaging them. As we touched on a little earlier, decorating your walls with peel-off wall stickers or masking tape is an easy way to redecorate. There are many different types of stickers available for use on a point instead of the whole wall, so you can make a big difference in the impression you make.
​If you want to redecorate an entire wall, use peel-off wallpaper. It can change the entire wall, which can significantly change the atmosphere of the room. If you want to apply paint directly, you can achieve this by using peel-off wallpaper sheets for paint. Other popular options are to put up styrofoam walling like bricks or to install thin boards as temporary walls to create your own arrangement.

Floor and Balcony
One of the most popular floor redecorating solutions is a built-in floor mat. There are many different types of floor mats available, including flooring mats and carpet mats, which you can easily redecorate simply by placing them on the floor. Many of them have a non-slip surface on the back of the floor mat, which prevents them from sliding around in your daily life and is easy to remove. Some of those floor mats are washable, so they are clean and easy to use. Another type of floor mat is the sheet type, which can be cut into any size and placed on the floor without any gaps. 
There are also balcony floor coverings that can be placed on balconies for easy redecoration. There are many different types of floor coverings available, with natural wood and artificial grass being the most popular. There are also fences that you can simply assemble, and some of them can be used to decorate with pots for gardening and other purposes.

Kitchen
The kitchen area is a popular DIY project, especially when it comes to efficiency and functionality. When doing a DIY project, be sure to plan ahead to improve the usability of your kitchen. You can also use propped-up shelves or propping rods to provide more storage or a workbench. Water-resistant, peel-off stickers and wallpaper are great for redecorating kitchen walls and shelves. Not only do they change the look and feel of your kitchen, but they also prevent grease splatters and stains from sticking to your walls.

Rental properties for DIY
With more and more people doing DIY, a new type of rental property called a do-it-yourself lease has begun to emerge. These properties are based on the premise that the tenant is free to do their own DIY, and in exchange for the tenant paying for the work, the rent is cheaper than usual, among other advantages. Whether the work is done by a contractor or by the tenant themselves, you can rent the property without any problems. This is a great option for those who want to do some serious DIY work without having to worry about damaging the walls and floors.

Choose a property that matches your level of DIY.
It is possible to do some DIY in a rental property with some creativity, but it has to be done within a set scope. If you want to make a big change in the image of a room or if you want to try a real DIY project, you have the option of choosing a DIY-ready property. To get the home of your dreams, you can choose a property that suits your level of motivation and DIY skills.

With more of these properties on the market, there are more options for investment properties from the investor's side. For example, it is possible to keep costs down on the side of investors by renting out properties on a do-it-yourself basis with minimal infrastructure such as water, electricity, gas, and leaks necessary for life, and other repairs and replacements.
It is no longer necessary to rent out the property in a clean condition, and at rents slightly lower than the market rate, you can invest in real estate with a large investment cost down.

This type of investment should be quoted separately from the investment to be made to rent out as a regular rental and as a minimum investment for a do-it-yourself property. If you are interested in this type of investment, please contact us for more information.